ELYSIAN BANK
ELYSIAN, MINNESOTA · FDIC Cert #10185
Capital & Safety Analysis
According to FDIC financial data, ELYSIAN BANK holds a Tier 1 capital ratio of 14.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ELYSIAN BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ELYSIAN BANK shows strong financial health indicators. With $63M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ELYSIAN BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 14.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ELYSIAN BANK holds $63M in total assets and $55M in total deposits. It is located in ELYSIAN, MINNESOTA (FDIC Certificate #10185).
ELYSIAN BANK has a Tier 1 capital ratio of 14.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.13%, and the return on assets is 2.02%.
Yes. ELYSIAN BANK is FDIC-insured (Certificate #10185). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.