DSRM NATIONAL BANK
ALBUQUERQUE, NEW MEXICO · FDIC Cert #34331
Capital & Safety Analysis
According to FDIC financial data, DSRM NATIONAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject DSRM NATIONAL BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
DSRM NATIONAL BANK shows strong financial health indicators. With $4M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DSRM NATIONAL BANK has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DSRM NATIONAL BANK holds $4M in total assets and $500K in total deposits. It is located in ALBUQUERQUE, NEW MEXICO (FDIC Certificate #34331).
DSRM NATIONAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.18%.
Yes. DSRM NATIONAL BANK is FDIC-insured (Certificate #34331). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.