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BankHealth

DEDICATED COMMUNITY BANK

DARLINGTON, SOUTH CAROLINA · FDIC Cert #26588

B
Health Score
73/100
$96M
Total Assets
$88M
Total Deposits
11.67%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DEDICATED COMMUNITY BANK holds a Tier 1 capital ratio of 11.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DEDICATED COMMUNITY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.55%
Nonperforming Loans
Low — healthy loan portfolio
21.79%
Liquidity Ratio
Strong — can meet withdrawal demands
0.33%
Return on Assets
Low profitability
$88M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DEDICATED COMMUNITY BANK shows strong financial health indicators. With $96M in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DEDICATED COMMUNITY BANK has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 11.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DEDICATED COMMUNITY BANK holds $96M in total assets and $88M in total deposits. It is located in DARLINGTON, SOUTH CAROLINA (FDIC Certificate #26588).

DEDICATED COMMUNITY BANK has a Tier 1 capital ratio of 11.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.55%, and the return on assets is 0.33%.

Yes. DEDICATED COMMUNITY BANK is FDIC-insured (Certificate #26588). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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