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BankHealth

DEDHAM INST FOR SVG

DEDHAM, MASSACHUSETTS · FDIC Cert #23620

B
Health Score
75/100
$2.4B
Total Assets
$1.8B
Total Deposits
13.63%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DEDHAM INST FOR SVG holds a Tier 1 capital ratio of 13.63%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DEDHAM INST FOR SVG has a strong buffer to absorb potential losses.

Key Financial Metrics

0.57%
Nonperforming Loans
Low — healthy loan portfolio
17.84%
Liquidity Ratio
Adequate liquidity
0.63%
Return on Assets
Low profitability
$1.8B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DEDHAM INST FOR SVG shows strong financial health indicators. With $2.4B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DEDHAM INST FOR SVG has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 13.63%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DEDHAM INST FOR SVG holds $2.4B in total assets and $1.8B in total deposits. It is located in DEDHAM, MASSACHUSETTS (FDIC Certificate #23620).

DEDHAM INST FOR SVG has a Tier 1 capital ratio of 13.63%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.57%, and the return on assets is 0.63%.

Yes. DEDHAM INST FOR SVG is FDIC-insured (Certificate #23620). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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