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BankHealth

DART BANK

MASON, MICHIGAN · FDIC Cert #5033

C
Health Score
60/100
$1.3B
Total Assets
$1.1B
Total Deposits
10.20%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DART BANK holds a Tier 1 capital ratio of 10.20%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DART BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.70%
Nonperforming Loans
Low — healthy loan portfolio
11.69%
Liquidity Ratio
Adequate liquidity
0.83%
Return on Assets
Low profitability
$1.1B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DART BANK shows average financial health. While not alarming, its Health Score of 60/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DART BANK has a Bank Health Score of C (60/100). It holds a Tier 1 capital ratio of 10.20%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DART BANK holds $1.3B in total assets and $1.1B in total deposits. It is located in MASON, MICHIGAN (FDIC Certificate #5033).

DART BANK has a Tier 1 capital ratio of 10.20%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.70%, and the return on assets is 0.83%.

Yes. DART BANK is FDIC-insured (Certificate #5033). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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