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BankHealth

DACOTAH BANK

ABERDEEN, SOUTH DAKOTA · FDIC Cert #17437

B
Health Score
68/100
$4.3B
Total Assets
$3.7B
Total Deposits
11.15%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DACOTAH BANK holds a Tier 1 capital ratio of 11.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DACOTAH BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.33%
Nonperforming Loans
Low — healthy loan portfolio
15.62%
Liquidity Ratio
Adequate liquidity
0.64%
Return on Assets
Low profitability
$3.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DACOTAH BANK shows strong financial health indicators. With $4.3B in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DACOTAH BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 11.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DACOTAH BANK holds $4.3B in total assets and $3.7B in total deposits. It is located in ABERDEEN, SOUTH DAKOTA (FDIC Certificate #17437).

DACOTAH BANK has a Tier 1 capital ratio of 11.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 0.64%.

Yes. DACOTAH BANK is FDIC-insured (Certificate #17437). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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