CTBC BANK CORP USA
LOS ANGELES, CALIFORNIA · FDIC Cert #19416
Capital & Safety Analysis
According to FDIC financial data, CTBC BANK CORP USA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CTBC BANK CORP USA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CTBC BANK CORP USA shows some financial weakness with a Health Score of 42/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CTBC BANK CORP USA has a Bank Health Score of D (42/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CTBC BANK CORP USA holds $5.4B in total assets and $4.7B in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #19416).
CTBC BANK CORP USA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.50%, and the return on assets is 1.07%.
Yes. CTBC BANK CORP USA is FDIC-insured (Certificate #19416). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.