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BankHealth

COWBOY STATE BANK

RANCHESTER, WYOMING · FDIC Cert #8725

B
Health Score
68/100
$47M
Total Assets
$42M
Total Deposits
15.98%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COWBOY STATE BANK holds a Tier 1 capital ratio of 15.98%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COWBOY STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

4.23%
Nonperforming Loans
High — significant loan problems
27.08%
Liquidity Ratio
Strong — can meet withdrawal demands
1.06%
Return on Assets
Profitable — earning well on assets
$42M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COWBOY STATE BANK shows strong financial health indicators. With $47M in assets and a Health Score of 68/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COWBOY STATE BANK has a Bank Health Score of B (68/100). It holds a Tier 1 capital ratio of 15.98%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COWBOY STATE BANK holds $47M in total assets and $42M in total deposits. It is located in RANCHESTER, WYOMING (FDIC Certificate #8725).

COWBOY STATE BANK has a Tier 1 capital ratio of 15.98%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.23%, and the return on assets is 1.06%.

Yes. COWBOY STATE BANK is FDIC-insured (Certificate #8725). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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