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BankHealth

CONCORDE BANK

BLOMKEST, MINNESOTA · FDIC Cert #9727

B
Health Score
71/100
$76M
Total Assets
$68M
Total Deposits
13.29%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CONCORDE BANK holds a Tier 1 capital ratio of 13.29%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CONCORDE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.05%
Nonperforming Loans
Moderate — some loan stress
17.82%
Liquidity Ratio
Adequate liquidity
2.13%
Return on Assets
Profitable — earning well on assets
$68M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CONCORDE BANK shows strong financial health indicators. With $76M in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CONCORDE BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 13.29%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CONCORDE BANK holds $76M in total assets and $68M in total deposits. It is located in BLOMKEST, MINNESOTA (FDIC Certificate #9727).

CONCORDE BANK has a Tier 1 capital ratio of 13.29%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.05%, and the return on assets is 2.13%.

Yes. CONCORDE BANK is FDIC-insured (Certificate #9727). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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