COMMUNITY TRUST BANK INC
PIKEVILLE, KENTUCKY · FDIC Cert #2720
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY TRUST BANK INC holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject COMMUNITY TRUST BANK INC to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
COMMUNITY TRUST BANK INC shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY TRUST BANK INC has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY TRUST BANK INC holds $5.8B in total assets and $4.7B in total deposits. It is located in PIKEVILLE, KENTUCKY (FDIC Certificate #2720).
COMMUNITY TRUST BANK INC has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.47%, and the return on assets is 1.70%.
Yes. COMMUNITY TRUST BANK INC is FDIC-insured (Certificate #2720). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.