COMMUNITY FINL SERVICES BK
BENTON, KENTUCKY · FDIC Cert #287
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY FINL SERVICES BK holds a Tier 1 capital ratio of 12.74%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY FINL SERVICES BK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY FINL SERVICES BK shows strong financial health indicators. With $1.4B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY FINL SERVICES BK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 12.74%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY FINL SERVICES BK holds $1.4B in total assets and $1.2B in total deposits. It is located in BENTON, KENTUCKY (FDIC Certificate #287).
COMMUNITY FINL SERVICES BK has a Tier 1 capital ratio of 12.74%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.65%, and the return on assets is 0.42%.
Yes. COMMUNITY FINL SERVICES BK is FDIC-insured (Certificate #287). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.