COMMUNITY BANK OWATONNA
OWATONNA, MINNESOTA · FDIC Cert #57468
Capital & Safety Analysis
According to FDIC financial data, COMMUNITY BANK OWATONNA holds a Tier 1 capital ratio of 11.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMUNITY BANK OWATONNA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMUNITY BANK OWATONNA shows strong financial health indicators. With $90M in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMUNITY BANK OWATONNA has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMUNITY BANK OWATONNA holds $90M in total assets and $82M in total deposits. It is located in OWATONNA, MINNESOTA (FDIC Certificate #57468).
COMMUNITY BANK OWATONNA has a Tier 1 capital ratio of 11.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.74%, and the return on assets is 0.18%.
Yes. COMMUNITY BANK OWATONNA is FDIC-insured (Certificate #57468). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.