COMMONWEALTH NATIONAL BANK
MOBILE, ALABAMA · FDIC Cert #22229
Capital & Safety Analysis
According to FDIC financial data, COMMONWEALTH NATIONAL BANK holds a Tier 1 capital ratio of 35.57%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMONWEALTH NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COMMONWEALTH NATIONAL BANK shows strong financial health indicators. With $68M in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COMMONWEALTH NATIONAL BANK has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 35.57%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COMMONWEALTH NATIONAL BANK holds $68M in total assets and $60M in total deposits. It is located in MOBILE, ALABAMA (FDIC Certificate #22229).
COMMONWEALTH NATIONAL BANK has a Tier 1 capital ratio of 35.57%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.54%, and the return on assets is -0.25%.
Yes. COMMONWEALTH NATIONAL BANK is FDIC-insured (Certificate #22229). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.