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BankHealth

COMMONWEALTH BUSINESS BANK

LOS ANGELES, CALIFORNIA · FDIC Cert #57873

B
Health Score
77/100
$1.7B
Total Assets
$1.3B
Total Deposits
18.28%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COMMONWEALTH BUSINESS BANK holds a Tier 1 capital ratio of 18.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COMMONWEALTH BUSINESS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.55%
Nonperforming Loans
Low — healthy loan portfolio
11.05%
Liquidity Ratio
Adequate liquidity
1.89%
Return on Assets
Profitable — earning well on assets
$1.3B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COMMONWEALTH BUSINESS BANK shows strong financial health indicators. With $1.7B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COMMONWEALTH BUSINESS BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 18.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COMMONWEALTH BUSINESS BANK holds $1.7B in total assets and $1.3B in total deposits. It is located in LOS ANGELES, CALIFORNIA (FDIC Certificate #57873).

COMMONWEALTH BUSINESS BANK has a Tier 1 capital ratio of 18.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.55%, and the return on assets is 1.89%.

Yes. COMMONWEALTH BUSINESS BANK is FDIC-insured (Certificate #57873). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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