COGENT BANK
ORLANDO, FLORIDA · FDIC Cert #34908
Capital & Safety Analysis
According to FDIC financial data, COGENT BANK holds a Tier 1 capital ratio of 10.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COGENT BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
COGENT BANK shows strong financial health indicators. With $1.9B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
COGENT BANK has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 10.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
COGENT BANK holds $1.9B in total assets and $1.7B in total deposits. It is located in ORLANDO, FLORIDA (FDIC Certificate #34908).
COGENT BANK has a Tier 1 capital ratio of 10.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is 1.86%.
Yes. COGENT BANK is FDIC-insured (Certificate #34908). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.