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BankHealth

COASTAL COMMUNITY BANK

EVERETT, WASHINGTON · FDIC Cert #34403

C
Health Score
58/100
$4.0B
Total Assets
$3.5B
Total Deposits
10.15%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COASTAL COMMUNITY BANK holds a Tier 1 capital ratio of 10.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COASTAL COMMUNITY BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

1.60%
Nonperforming Loans
Moderate — some loan stress
13.54%
Liquidity Ratio
Adequate liquidity
1.32%
Return on Assets
Profitable — earning well on assets
$3.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COASTAL COMMUNITY BANK shows average financial health. While not alarming, its Health Score of 58/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COASTAL COMMUNITY BANK has a Bank Health Score of C (58/100). It holds a Tier 1 capital ratio of 10.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COASTAL COMMUNITY BANK holds $4.0B in total assets and $3.5B in total deposits. It is located in EVERETT, WASHINGTON (FDIC Certificate #34403).

COASTAL COMMUNITY BANK has a Tier 1 capital ratio of 10.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.60%, and the return on assets is 1.32%.

Yes. COASTAL COMMUNITY BANK is FDIC-insured (Certificate #34403). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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