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BankHealth

COASTAL CAROLINA NB

MYRTLE BEACH, SOUTH CAROLINA · FDIC Cert #58864

B
Health Score
79/100
$1.1B
Total Assets
$975M
Total Deposits
11.67%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, COASTAL CAROLINA NB holds a Tier 1 capital ratio of 11.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning COASTAL CAROLINA NB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
21.65%
Liquidity Ratio
Strong — can meet withdrawal demands
1.03%
Return on Assets
Profitable — earning well on assets
$975M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

COASTAL CAROLINA NB shows strong financial health indicators. With $1.1B in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

COASTAL CAROLINA NB has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 11.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

COASTAL CAROLINA NB holds $1.1B in total assets and $975M in total deposits. It is located in MYRTLE BEACH, SOUTH CAROLINA (FDIC Certificate #58864).

COASTAL CAROLINA NB has a Tier 1 capital ratio of 11.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.03%.

Yes. COASTAL CAROLINA NB is FDIC-insured (Certificate #58864). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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