CITIZENS NATIONAL BANK
SEVIERVILLE, TENNESSEE · FDIC Cert #20954
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NATIONAL BANK holds a Tier 1 capital ratio of 13.52%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS NATIONAL BANK shows strong financial health indicators. With $1.7B in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NATIONAL BANK has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 13.52%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NATIONAL BANK holds $1.7B in total assets and $1.5B in total deposits. It is located in SEVIERVILLE, TENNESSEE (FDIC Certificate #20954).
CITIZENS NATIONAL BANK has a Tier 1 capital ratio of 13.52%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.34%.
Yes. CITIZENS NATIONAL BANK is FDIC-insured (Certificate #20954). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.