CITIZENS BK CUMBERLAND CNTY
BURKESVILLE, KENTUCKY · FDIC Cert #35442
Capital & Safety Analysis
According to FDIC financial data, CITIZENS BK CUMBERLAND CNTY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CITIZENS BK CUMBERLAND CNTY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
CITIZENS BK CUMBERLAND CNTY shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS BK CUMBERLAND CNTY has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS BK CUMBERLAND CNTY holds $93M in total assets and $80M in total deposits. It is located in BURKESVILLE, KENTUCKY (FDIC Certificate #35442).
CITIZENS BK CUMBERLAND CNTY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.99%, and the return on assets is 2.01%.
Yes. CITIZENS BK CUMBERLAND CNTY is FDIC-insured (Certificate #35442). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.