CITIZENS ALLIANCE BANK
CLARA CITY, MINNESOTA · FDIC Cert #1402
Capital & Safety Analysis
According to FDIC financial data, CITIZENS ALLIANCE BANK holds a Tier 1 capital ratio of 11.92%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS ALLIANCE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS ALLIANCE BANK shows strong financial health indicators. With $1.6B in assets and a Health Score of 86/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS ALLIANCE BANK has a Bank Health Score of A (86/100). It holds a Tier 1 capital ratio of 11.92%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS ALLIANCE BANK holds $1.6B in total assets and $1.3B in total deposits. It is located in CLARA CITY, MINNESOTA (FDIC Certificate #1402).
CITIZENS ALLIANCE BANK has a Tier 1 capital ratio of 11.92%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.48%, and the return on assets is 1.28%.
Yes. CITIZENS ALLIANCE BANK is FDIC-insured (Certificate #1402). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.