Skip to main content
BankHealth

CHEYENNE STATE BANK

CHEYENNE, WYOMING · FDIC Cert #57363

B
Health Score
74/100
$41M
Total Assets
$34M
Total Deposits
26.41%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CHEYENNE STATE BANK holds a Tier 1 capital ratio of 26.41%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CHEYENNE STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.13%
Nonperforming Loans
Low — healthy loan portfolio
11.25%
Liquidity Ratio
Adequate liquidity
0.30%
Return on Assets
Low profitability
$34M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CHEYENNE STATE BANK shows strong financial health indicators. With $41M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CHEYENNE STATE BANK has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 26.41%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CHEYENNE STATE BANK holds $41M in total assets and $34M in total deposits. It is located in CHEYENNE, WYOMING (FDIC Certificate #57363).

CHEYENNE STATE BANK has a Tier 1 capital ratio of 26.41%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.30%.

Yes. CHEYENNE STATE BANK is FDIC-insured (Certificate #57363). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

Last updated: