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BankHealth

CFG BANK

LUTHERVILLE, MARYLAND · FDIC Cert #34294

C
Health Score
62/100
$5.2B
Total Assets
$4.5B
Total Deposits
11.55%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CFG BANK holds a Tier 1 capital ratio of 11.55%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CFG BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

4.31%
Nonperforming Loans
High — significant loan problems
26.83%
Liquidity Ratio
Strong — can meet withdrawal demands
2.83%
Return on Assets
Profitable — earning well on assets
$4.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CFG BANK shows average financial health. While not alarming, its Health Score of 62/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CFG BANK has a Bank Health Score of C (62/100). It holds a Tier 1 capital ratio of 11.55%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CFG BANK holds $5.2B in total assets and $4.5B in total deposits. It is located in LUTHERVILLE, MARYLAND (FDIC Certificate #34294).

CFG BANK has a Tier 1 capital ratio of 11.55%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 4.31%, and the return on assets is 2.83%.

Yes. CFG BANK is FDIC-insured (Certificate #34294). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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