CENTRAL BANK
STORM LAKE, IOWA · FDIC Cert #15555
Capital & Safety Analysis
According to FDIC financial data, CENTRAL BANK holds a Tier 1 capital ratio of 9.58%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTRAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTRAL BANK shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTRAL BANK has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 9.58%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTRAL BANK holds $2.2B in total assets and $1.8B in total deposits. It is located in STORM LAKE, IOWA (FDIC Certificate #15555).
CENTRAL BANK has a Tier 1 capital ratio of 9.58%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.69%.
Yes. CENTRAL BANK is FDIC-insured (Certificate #15555). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.