CENTIER BANK
WHITING, INDIANA · FDIC Cert #12854
Capital & Safety Analysis
According to FDIC financial data, CENTIER BANK holds a Tier 1 capital ratio of 11.28%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENTIER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENTIER BANK shows strong financial health indicators. With $8.9B in assets and a Health Score of 75/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENTIER BANK has a Bank Health Score of B (75/100). It holds a Tier 1 capital ratio of 11.28%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENTIER BANK holds $8.9B in total assets and $7.4B in total deposits. It is located in WHITING, INDIANA (FDIC Certificate #12854).
CENTIER BANK has a Tier 1 capital ratio of 11.28%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 2.19%.
Yes. CENTIER BANK is FDIC-insured (Certificate #12854). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.