CENBANK
BUFFALO LAKE, MINNESOTA · FDIC Cert #8848
Capital & Safety Analysis
According to FDIC financial data, CENBANK holds a Tier 1 capital ratio of 12.44%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CENBANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CENBANK shows strong financial health indicators. With $81M in assets and a Health Score of 91/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CENBANK has a Bank Health Score of A (91/100). It holds a Tier 1 capital ratio of 12.44%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CENBANK holds $81M in total assets and $74M in total deposits. It is located in BUFFALO LAKE, MINNESOTA (FDIC Certificate #8848).
CENBANK has a Tier 1 capital ratio of 12.44%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.40%.
Yes. CENBANK is FDIC-insured (Certificate #8848). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.