CEDAR RAPIDS BANK&TRUST CO
CEDAR RAPIDS, IOWA · FDIC Cert #57244
Capital & Safety Analysis
According to FDIC financial data, CEDAR RAPIDS BANK&TRUST CO holds a Tier 1 capital ratio of 14.83%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CEDAR RAPIDS BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CEDAR RAPIDS BANK&TRUST CO shows strong financial health indicators. With $2.5B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CEDAR RAPIDS BANK&TRUST CO has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 14.83%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CEDAR RAPIDS BANK&TRUST CO holds $2.5B in total assets and $1.7B in total deposits. It is located in CEDAR RAPIDS, IOWA (FDIC Certificate #57244).
CEDAR RAPIDS BANK&TRUST CO has a Tier 1 capital ratio of 14.83%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.72%, and the return on assets is 3.26%.
Yes. CEDAR RAPIDS BANK&TRUST CO is FDIC-insured (Certificate #57244). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.