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BankHealth

CAPITAL ONE NATIONAL ASSN

MCLEAN, VIRGINIA · FDIC Cert #4297

B
Health Score
78/100
$477.3B
Total Assets
$372.6B
Total Deposits
13.53%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CAPITAL ONE NATIONAL ASSN holds a Tier 1 capital ratio of 13.53%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAPITAL ONE NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

1.79%
Nonperforming Loans
Moderate — some loan stress
26.58%
Liquidity Ratio
Strong — can meet withdrawal demands
1.05%
Return on Assets
Profitable — earning well on assets
$372.5B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CAPITAL ONE NATIONAL ASSN shows strong financial health indicators. With $477.3B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CAPITAL ONE NATIONAL ASSN has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 13.53%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CAPITAL ONE NATIONAL ASSN holds $477.3B in total assets and $372.6B in total deposits. It is located in MCLEAN, VIRGINIA (FDIC Certificate #4297).

CAPITAL ONE NATIONAL ASSN has a Tier 1 capital ratio of 13.53%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.79%, and the return on assets is 1.05%.

Yes. CAPITAL ONE NATIONAL ASSN is FDIC-insured (Certificate #4297). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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