CAPITAL BANK NATIONAL ASSN
ROCKVILLE, MARYLAND · FDIC Cert #35278
Capital & Safety Analysis
According to FDIC financial data, CAPITAL BANK NATIONAL ASSN holds a Tier 1 capital ratio of 13.25%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAPITAL BANK NATIONAL ASSN has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CAPITAL BANK NATIONAL ASSN shows strong financial health indicators. With $2.4B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CAPITAL BANK NATIONAL ASSN has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 13.25%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CAPITAL BANK NATIONAL ASSN holds $2.4B in total assets and $2.1B in total deposits. It is located in ROCKVILLE, MARYLAND (FDIC Certificate #35278).
CAPITAL BANK NATIONAL ASSN has a Tier 1 capital ratio of 13.25%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.75%, and the return on assets is 1.65%.
Yes. CAPITAL BANK NATIONAL ASSN is FDIC-insured (Certificate #35278). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.