CAPE COD FIVE CENTS SB
HYANNIS, MASSACHUSETTS · FDIC Cert #23287
Capital & Safety Analysis
According to FDIC financial data, CAPE COD FIVE CENTS SB holds a Tier 1 capital ratio of 15.26%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAPE COD FIVE CENTS SB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CAPE COD FIVE CENTS SB shows strong financial health indicators. With $5.8B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CAPE COD FIVE CENTS SB has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 15.26%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CAPE COD FIVE CENTS SB holds $5.8B in total assets and $4.4B in total deposits. It is located in HYANNIS, MASSACHUSETTS (FDIC Certificate #23287).
CAPE COD FIVE CENTS SB has a Tier 1 capital ratio of 15.26%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is 0.57%.
Yes. CAPE COD FIVE CENTS SB is FDIC-insured (Certificate #23287). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.