CAMBRIDGE TRUST CO
CAMBRIDGE, MASSACHUSETTS · FDIC Cert #8152
Capital & Safety Analysis
According to FDIC financial data, CAMBRIDGE TRUST CO holds a Tier 1 capital ratio of 12.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAMBRIDGE TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CAMBRIDGE TRUST CO shows strong financial health indicators. With $5.3B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CAMBRIDGE TRUST CO has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 12.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CAMBRIDGE TRUST CO holds $5.3B in total assets and $4.0B in total deposits. It is located in CAMBRIDGE, MASSACHUSETTS (FDIC Certificate #8152).
CAMBRIDGE TRUST CO has a Tier 1 capital ratio of 12.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.64%.
Yes. CAMBRIDGE TRUST CO is FDIC-insured (Certificate #8152). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.