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BankHealth

CAMBRIDGE SAVINGS BANK

CAMBRIDGE, MASSACHUSETTS · FDIC Cert #17870

C
Health Score
61/100
$7.1B
Total Assets
$5.6B
Total Deposits
10.76%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, CAMBRIDGE SAVINGS BANK holds a Tier 1 capital ratio of 10.76%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CAMBRIDGE SAVINGS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.53%
Nonperforming Loans
Low — healthy loan portfolio
12.17%
Liquidity Ratio
Adequate liquidity
0.43%
Return on Assets
Low profitability
$5.6B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CAMBRIDGE SAVINGS BANK shows average financial health. While not alarming, its Health Score of 61/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CAMBRIDGE SAVINGS BANK has a Bank Health Score of C (61/100). It holds a Tier 1 capital ratio of 10.76%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CAMBRIDGE SAVINGS BANK holds $7.1B in total assets and $5.6B in total deposits. It is located in CAMBRIDGE, MASSACHUSETTS (FDIC Certificate #17870).

CAMBRIDGE SAVINGS BANK has a Tier 1 capital ratio of 10.76%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.53%, and the return on assets is 0.43%.

Yes. CAMBRIDGE SAVINGS BANK is FDIC-insured (Certificate #17870). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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