CALPRIVATE BANK
LA JOLLA, CALIFORNIA · FDIC Cert #58291
Capital & Safety Analysis
According to FDIC financial data, CALPRIVATE BANK holds a Tier 1 capital ratio of 10.90%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CALPRIVATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CALPRIVATE BANK shows strong financial health indicators. With $2.3B in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CALPRIVATE BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 10.90%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CALPRIVATE BANK holds $2.3B in total assets and $2.0B in total deposits. It is located in LA JOLLA, CALIFORNIA (FDIC Certificate #58291).
CALPRIVATE BANK has a Tier 1 capital ratio of 10.90%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 2.11%.
Yes. CALPRIVATE BANK is FDIC-insured (Certificate #58291). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.