CALIFORNIA BANK OF COMMERCE
WALNUT CREEK, CALIFORNIA · FDIC Cert #58583
Capital & Safety Analysis
According to FDIC financial data, CALIFORNIA BANK OF COMMERCE holds a Tier 1 capital ratio of 12.72%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CALIFORNIA BANK OF COMMERCE has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CALIFORNIA BANK OF COMMERCE shows strong financial health indicators. With $1.9B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CALIFORNIA BANK OF COMMERCE has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 12.72%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CALIFORNIA BANK OF COMMERCE holds $1.9B in total assets and $1.6B in total deposits. It is located in WALNUT CREEK, CALIFORNIA (FDIC Certificate #58583).
CALIFORNIA BANK OF COMMERCE has a Tier 1 capital ratio of 12.72%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.46%, and the return on assets is 0.03%.
Yes. CALIFORNIA BANK OF COMMERCE is FDIC-insured (Certificate #58583). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.