CACHE VALLEY BANK
LOGAN, UTAH · FDIC Cert #22134
Capital & Safety Analysis
According to FDIC financial data, CACHE VALLEY BANK holds a Tier 1 capital ratio of 12.62%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CACHE VALLEY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CACHE VALLEY BANK shows strong financial health indicators. With $2.9B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CACHE VALLEY BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 12.62%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CACHE VALLEY BANK holds $2.9B in total assets and $2.6B in total deposits. It is located in LOGAN, UTAH (FDIC Certificate #22134).
CACHE VALLEY BANK has a Tier 1 capital ratio of 12.62%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.22%, and the return on assets is 2.40%.
Yes. CACHE VALLEY BANK is FDIC-insured (Certificate #22134). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.