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BankHealth

BURKE&HERBERT BANK&TRUST CO

ALEXANDRIA, VIRGINIA · FDIC Cert #11578

B
Health Score
72/100
$7.8B
Total Assets
$6.7B
Total Deposits
12.40%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BURKE&HERBERT BANK&TRUST CO holds a Tier 1 capital ratio of 12.40%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BURKE&HERBERT BANK&TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.58%
Nonperforming Loans
Low — healthy loan portfolio
20.89%
Liquidity Ratio
Strong — can meet withdrawal demands
-0.00%
Return on Assets
Negative — losing money
$6.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BURKE&HERBERT BANK&TRUST CO shows strong financial health indicators. With $7.8B in assets and a Health Score of 72/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BURKE&HERBERT BANK&TRUST CO has a Bank Health Score of B (72/100). It holds a Tier 1 capital ratio of 12.40%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BURKE&HERBERT BANK&TRUST CO holds $7.8B in total assets and $6.7B in total deposits. It is located in ALEXANDRIA, VIRGINIA (FDIC Certificate #11578).

BURKE&HERBERT BANK&TRUST CO has a Tier 1 capital ratio of 12.40%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.58%, and the return on assets is -0.00%.

Yes. BURKE&HERBERT BANK&TRUST CO is FDIC-insured (Certificate #11578). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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