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BankHealth

BRYANT STATE BANK

BRYANT, SOUTH DAKOTA · FDIC Cert #6064

A
Health Score
94/100
$49M
Total Assets
$43M
Total Deposits
17.43%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BRYANT STATE BANK holds a Tier 1 capital ratio of 17.43%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BRYANT STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.41%
Nonperforming Loans
Low — healthy loan portfolio
41.43%
Liquidity Ratio
Strong — can meet withdrawal demands
1.24%
Return on Assets
Profitable — earning well on assets
$43M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BRYANT STATE BANK shows strong financial health indicators. With $49M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BRYANT STATE BANK has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 17.43%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BRYANT STATE BANK holds $49M in total assets and $43M in total deposits. It is located in BRYANT, SOUTH DAKOTA (FDIC Certificate #6064).

BRYANT STATE BANK has a Tier 1 capital ratio of 17.43%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.41%, and the return on assets is 1.24%.

Yes. BRYANT STATE BANK is FDIC-insured (Certificate #6064). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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