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BankHealth

BRIDGEWATER BANK

SAINT LOUIS PARK, MINNESOTA · FDIC Cert #58210

B
Health Score
76/100
$4.7B
Total Assets
$3.8B
Total Deposits
12.82%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BRIDGEWATER BANK holds a Tier 1 capital ratio of 12.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BRIDGEWATER BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.02%
Nonperforming Loans
Low — healthy loan portfolio
15.68%
Liquidity Ratio
Adequate liquidity
1.04%
Return on Assets
Profitable — earning well on assets
$3.8B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BRIDGEWATER BANK shows strong financial health indicators. With $4.7B in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BRIDGEWATER BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 12.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BRIDGEWATER BANK holds $4.7B in total assets and $3.8B in total deposits. It is located in SAINT LOUIS PARK, MINNESOTA (FDIC Certificate #58210).

BRIDGEWATER BANK has a Tier 1 capital ratio of 12.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.02%, and the return on assets is 1.04%.

Yes. BRIDGEWATER BANK is FDIC-insured (Certificate #58210). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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