BONANZA VALLEY STATE BANK
BROOTEN, MINNESOTA · FDIC Cert #10993
Capital & Safety Analysis
According to FDIC financial data, BONANZA VALLEY STATE BANK holds a Tier 1 capital ratio of 12.79%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BONANZA VALLEY STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BONANZA VALLEY STATE BANK shows strong financial health indicators. With $73M in assets and a Health Score of 76/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BONANZA VALLEY STATE BANK has a Bank Health Score of B (76/100). It holds a Tier 1 capital ratio of 12.79%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BONANZA VALLEY STATE BANK holds $73M in total assets and $61M in total deposits. It is located in BROOTEN, MINNESOTA (FDIC Certificate #10993).
BONANZA VALLEY STATE BANK has a Tier 1 capital ratio of 12.79%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 0.30%.
Yes. BONANZA VALLEY STATE BANK is FDIC-insured (Certificate #10993). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.