BLUE RIDGE BANK NA
MARTINSVILLE, VIRGINIA · FDIC Cert #35274
Capital & Safety Analysis
According to FDIC financial data, BLUE RIDGE BANK NA holds a Tier 1 capital ratio of 14.19%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BLUE RIDGE BANK NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BLUE RIDGE BANK NA shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BLUE RIDGE BANK NA has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 14.19%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BLUE RIDGE BANK NA holds $2.9B in total assets and $2.4B in total deposits. It is located in MARTINSVILLE, VIRGINIA (FDIC Certificate #35274).
BLUE RIDGE BANK NA has a Tier 1 capital ratio of 14.19%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.78%, and the return on assets is -0.35%.
Yes. BLUE RIDGE BANK NA is FDIC-insured (Certificate #35274). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.