BLUE GRASS FS&LA
PARIS, KENTUCKY · FDIC Cert #31090
Capital & Safety Analysis
According to FDIC financial data, BLUE GRASS FS&LA holds a Tier 1 capital ratio of 27.14%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BLUE GRASS FS&LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BLUE GRASS FS&LA shows strong financial health indicators. With $52M in assets and a Health Score of 79/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BLUE GRASS FS&LA has a Bank Health Score of B (79/100). It holds a Tier 1 capital ratio of 27.14%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BLUE GRASS FS&LA holds $52M in total assets and $35M in total deposits. It is located in PARIS, KENTUCKY (FDIC Certificate #31090).
BLUE GRASS FS&LA has a Tier 1 capital ratio of 27.14%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.23%.
Yes. BLUE GRASS FS&LA is FDIC-insured (Certificate #31090). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.