BLUE FOUNDRY BANK
RUTHERFORD, NEW JERSEY · FDIC Cert #30052
Capital & Safety Analysis
According to FDIC financial data, BLUE FOUNDRY BANK holds a Tier 1 capital ratio of 20.24%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BLUE FOUNDRY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BLUE FOUNDRY BANK shows strong financial health indicators. With $2.0B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BLUE FOUNDRY BANK has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 20.24%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BLUE FOUNDRY BANK holds $2.0B in total assets and $1.4B in total deposits. It is located in RUTHERFORD, NEW JERSEY (FDIC Certificate #30052).
BLUE FOUNDRY BANK has a Tier 1 capital ratio of 20.24%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.40%, and the return on assets is -0.38%.
Yes. BLUE FOUNDRY BANK is FDIC-insured (Certificate #30052). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.