BERKSHIRE BANK
PITTSFIELD, MASSACHUSETTS · FDIC Cert #23621
Capital & Safety Analysis
According to FDIC financial data, BERKSHIRE BANK holds a Tier 1 capital ratio of 12.10%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BERKSHIRE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BERKSHIRE BANK shows strong financial health indicators. With $12.2B in assets and a Health Score of 71/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BERKSHIRE BANK has a Bank Health Score of B (71/100). It holds a Tier 1 capital ratio of 12.10%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BERKSHIRE BANK holds $12.2B in total assets and $10.2B in total deposits. It is located in PITTSFIELD, MASSACHUSETTS (FDIC Certificate #23621).
BERKSHIRE BANK has a Tier 1 capital ratio of 12.10%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.35%, and the return on assets is 0.15%.
Yes. BERKSHIRE BANK is FDIC-insured (Certificate #23621). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.