BAYFIRST NATIONAL BANK
SAINT PETERSBURG, FLORIDA · FDIC Cert #34997
Capital & Safety Analysis
According to FDIC financial data, BAYFIRST NATIONAL BANK holds a Tier 1 capital ratio of 10.54%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BAYFIRST NATIONAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BAYFIRST NATIONAL BANK shows average financial health. While not alarming, its Health Score of 52/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BAYFIRST NATIONAL BANK has a Bank Health Score of C (52/100). It holds a Tier 1 capital ratio of 10.54%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BAYFIRST NATIONAL BANK holds $1.2B in total assets and $1.0B in total deposits. It is located in SAINT PETERSBURG, FLORIDA (FDIC Certificate #34997).
BAYFIRST NATIONAL BANK has a Tier 1 capital ratio of 10.54%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.38%, and the return on assets is 0.47%.
Yes. BAYFIRST NATIONAL BANK is FDIC-insured (Certificate #34997). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.