BAR HARBOR BANK&TRUST
BAR HARBOR, MAINE · FDIC Cert #11971
Capital & Safety Analysis
According to FDIC financial data, BAR HARBOR BANK&TRUST holds a Tier 1 capital ratio of 13.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BAR HARBOR BANK&TRUST has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BAR HARBOR BANK&TRUST shows strong financial health indicators. With $4.0B in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BAR HARBOR BANK&TRUST has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 13.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BAR HARBOR BANK&TRUST holds $4.0B in total assets and $3.1B in total deposits. It is located in BAR HARBOR, MAINE (FDIC Certificate #11971).
BAR HARBOR BANK&TRUST has a Tier 1 capital ratio of 13.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 1.49%.
Yes. BAR HARBOR BANK&TRUST is FDIC-insured (Certificate #11971). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.