BANNER BANK
WALLA WALLA, WASHINGTON · FDIC Cert #28489
Capital & Safety Analysis
According to FDIC financial data, BANNER BANK holds a Tier 1 capital ratio of 12.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANNER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANNER BANK shows strong financial health indicators. With $15.8B in assets and a Health Score of 81/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANNER BANK has a Bank Health Score of A (81/100). It holds a Tier 1 capital ratio of 12.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANNER BANK holds $15.8B in total assets and $13.1B in total deposits. It is located in WALLA WALLA, WASHINGTON (FDIC Certificate #28489).
BANNER BANK has a Tier 1 capital ratio of 12.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.28%, and the return on assets is 1.31%.
Yes. BANNER BANK is FDIC-insured (Certificate #28489). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.