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BankHealth

BANKWELL BANK

NEW CANAAN, CONNECTICUT · FDIC Cert #57368

C
Health Score
55/100
$3.1B
Total Assets
$2.7B
Total Deposits
11.67%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANKWELL BANK holds a Tier 1 capital ratio of 11.67%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKWELL BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

2.12%
Nonperforming Loans
Moderate — some loan stress
11.86%
Liquidity Ratio
Adequate liquidity
0.73%
Return on Assets
Low profitability
$2.7B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANKWELL BANK shows average financial health. While not alarming, its Health Score of 55/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANKWELL BANK has a Bank Health Score of C (55/100). It holds a Tier 1 capital ratio of 11.67%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANKWELL BANK holds $3.1B in total assets and $2.7B in total deposits. It is located in NEW CANAAN, CONNECTICUT (FDIC Certificate #57368).

BANKWELL BANK has a Tier 1 capital ratio of 11.67%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.12%, and the return on assets is 0.73%.

Yes. BANKWELL BANK is FDIC-insured (Certificate #57368). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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