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BankHealth

BANKUNITED NATIONAL ASSN

MIAMI LAKES, FLORIDA · FDIC Cert #58979

B
Health Score
78/100
$35.4B
Total Assets
$28.0B
Total Deposits
13.46%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANKUNITED NATIONAL ASSN holds a Tier 1 capital ratio of 13.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKUNITED NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

1.62%
Nonperforming Loans
Moderate — some loan stress
26.41%
Liquidity Ratio
Strong — can meet withdrawal demands
0.94%
Return on Assets
Low profitability
$28.0B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANKUNITED NATIONAL ASSN shows strong financial health indicators. With $35.4B in assets and a Health Score of 78/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANKUNITED NATIONAL ASSN has a Bank Health Score of B (78/100). It holds a Tier 1 capital ratio of 13.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANKUNITED NATIONAL ASSN holds $35.4B in total assets and $28.0B in total deposits. It is located in MIAMI LAKES, FLORIDA (FDIC Certificate #58979).

BANKUNITED NATIONAL ASSN has a Tier 1 capital ratio of 13.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.62%, and the return on assets is 0.94%.

Yes. BANKUNITED NATIONAL ASSN is FDIC-insured (Certificate #58979). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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