BANKSOUTH
GREENSBORO, GEORGIA · FDIC Cert #16418
Capital & Safety Analysis
According to FDIC financial data, BANKSOUTH holds a Tier 1 capital ratio of 12.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKSOUTH has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANKSOUTH shows strong financial health indicators. With $1.3B in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANKSOUTH has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 12.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANKSOUTH holds $1.3B in total assets and $1.1B in total deposits. It is located in GREENSBORO, GEORGIA (FDIC Certificate #16418).
BANKSOUTH has a Tier 1 capital ratio of 12.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.31%, and the return on assets is 1.85%.
Yes. BANKSOUTH is FDIC-insured (Certificate #16418). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.