BANKPROV
AMESBURY, MASSACHUSETTS · FDIC Cert #90141
Capital & Safety Analysis
According to FDIC financial data, BANKPROV holds a Tier 1 capital ratio of 12.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKPROV has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANKPROV shows average financial health. While not alarming, its Health Score of 59/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANKPROV has a Bank Health Score of C (59/100). It holds a Tier 1 capital ratio of 12.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANKPROV holds $1.6B in total assets and $1.3B in total deposits. It is located in AMESBURY, MASSACHUSETTS (FDIC Certificate #90141).
BANKPROV has a Tier 1 capital ratio of 12.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.56%, and the return on assets is 0.24%.
Yes. BANKPROV is FDIC-insured (Certificate #90141). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.