BANKNEWPORT
MIDDLETOWN, RHODE ISLAND · FDIC Cert #18129
Capital & Safety Analysis
According to FDIC financial data, BANKNEWPORT holds a Tier 1 capital ratio of 12.93%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKNEWPORT has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BANKNEWPORT shows strong financial health indicators. With $2.8B in assets and a Health Score of 73/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BANKNEWPORT has a Bank Health Score of B (73/100). It holds a Tier 1 capital ratio of 12.93%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BANKNEWPORT holds $2.8B in total assets and $2.2B in total deposits. It is located in MIDDLETOWN, RHODE ISLAND (FDIC Certificate #18129).
BANKNEWPORT has a Tier 1 capital ratio of 12.93%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 0.21%.
Yes. BANKNEWPORT is FDIC-insured (Certificate #18129). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.